diff --git a/fusion_accounting_followup/__manifest__.py b/fusion_accounting_followup/__manifest__.py
index f02b8500..4f83692d 100644
--- a/fusion_accounting_followup/__manifest__.py
+++ b/fusion_accounting_followup/__manifest__.py
@@ -1,6 +1,6 @@
 {
     'name': 'Fusion Accounting Follow-up',
-    'version': '19.0.1.0.24',
+    'version': '19.0.1.0.25',
     'category': 'Accounting/Accounting',
     'summary': 'AI-augmented customer follow-ups (dunning) for unpaid invoices.',
     'description': """
@@ -35,6 +35,7 @@ menu hides; the engine + AI tools remain available for the chat.
         'security/ir.model.access.csv',
         'data/cron.xml',
         'data/followup_levels_data.xml',
+        'data/mail_templates_data.xml',
     ],
     'assets': {
         'web.assets_backend': [
diff --git a/fusion_accounting_followup/data/mail_templates_data.xml b/fusion_accounting_followup/data/mail_templates_data.xml
new file mode 100644
index 00000000..0552c850
--- /dev/null
+++ b/fusion_accounting_followup/data/mail_templates_data.xml
@@ -0,0 +1,85 @@
+<?xml version="1.0" encoding="utf-8"?>
+<odoo noupdate="1">
+
+    <record id="email_template_followup_gentle" model="mail.template">
+        <field name="name">Fusion Followup: Friendly Reminder</field>
+        <field name="model_id" ref="base.model_res_partner"/>
+        <field name="subject">Friendly reminder: invoice payment</field>
+        <field name="email_from">{{ user.email_formatted }}</field>
+        <field name="email_to">{{ object.email }}</field>
+        <field name="body_html" type="html">
+<div>
+    <p>Dear <t t-out="object.name"/>,</p>
+    <p>This is a friendly reminder that you have outstanding invoices on
+    your account. We understand that things happen — please let us know
+    if there is anything we can do to help resolve this.</p>
+    <p>You can review your account statement at any time, or contact our
+    accounts receivable team with any questions.</p>
+    <p>Best regards,<br/>
+    <t t-out="user.company_id.name"/></p>
+</div>
+        </field>
+        <field name="lang">{{ object.lang }}</field>
+        <field name="auto_delete" eval="True"/>
+    </record>
+
+    <record id="email_template_followup_firm" model="mail.template">
+        <field name="name">Fusion Followup: Firm Warning</field>
+        <field name="model_id" ref="base.model_res_partner"/>
+        <field name="subject">Outstanding invoices — action required</field>
+        <field name="email_from">{{ user.email_formatted }}</field>
+        <field name="email_to">{{ object.email }}</field>
+        <field name="body_html" type="html">
+<div>
+    <p>Dear <t t-out="object.name"/>,</p>
+    <p>Our records show outstanding invoices that require your immediate
+    attention. We request that you remit payment as soon as possible to
+    avoid further escalation.</p>
+    <p>If you have already remitted payment, please disregard this notice
+    and contact us with the payment details so we can update our records.</p>
+    <p>If there are any disputes or concerns regarding these invoices,
+    please contact our accounts receivable team immediately.</p>
+    <p>Regards,<br/>
+    <t t-out="user.company_id.name"/></p>
+</div>
+        </field>
+        <field name="lang">{{ object.lang }}</field>
+        <field name="auto_delete" eval="True"/>
+    </record>
+
+    <record id="email_template_followup_legal" model="mail.template">
+        <field name="name">Fusion Followup: Legal Notice</field>
+        <field name="model_id" ref="base.model_res_partner"/>
+        <field name="subject">FINAL NOTICE — outstanding balance</field>
+        <field name="email_from">{{ user.email_formatted }}</field>
+        <field name="email_to">{{ object.email }}</field>
+        <field name="body_html" type="html">
+<div>
+    <p>Dear <t t-out="object.name"/>,</p>
+    <p>This is a FINAL NOTICE regarding outstanding invoices on your
+    account. Despite previous reminders, your balance remains unpaid.</p>
+    <p>If full payment is not received within 7 days from the date of this
+    notice, we will be forced to refer this matter to our legal department
+    for collection. This may include reporting the delinquency to credit
+    bureaus and pursuing further legal action as permitted by law.</p>
+    <p>Please contact us immediately to resolve this matter.</p>
+    <p>Regards,<br/>
+    <t t-out="user.company_id.name"/></p>
+</div>
+        </field>
+        <field name="lang">{{ object.lang }}</field>
+        <field name="auto_delete" eval="True"/>
+    </record>
+
+    <!-- Wire templates to default levels -->
+    <record id="level_reminder" model="fusion.followup.level">
+        <field name="mail_template_id" ref="email_template_followup_gentle"/>
+    </record>
+    <record id="level_warning" model="fusion.followup.level">
+        <field name="mail_template_id" ref="email_template_followup_firm"/>
+    </record>
+    <record id="level_legal_notice" model="fusion.followup.level">
+        <field name="mail_template_id" ref="email_template_followup_legal"/>
+    </record>
+
+</odoo>